I have a 2007 fusion and I live in Michigan. I pay $1200 half year for my car insurance. Michigan is no-fault state, which means my insurance company has to pay the damages regardless which part did wrong on accident.
Thanks God, my fusion hasn't made me to make any big repair. So far, I only spend routine cost for the change of fluids and one oxygen sensor. It has had more than 130000 miles on it. Except the insurance, I haven't spent too much money on the car.