Im/we are savers and conservative spenders who hates high depreciation unless we can buy right. I have bought my fair share of toys, but never paid the high price for them.
I’m 65, and I am at a point where I can comfortably buy whatever I want and write a check for it. My situation is stable because of my conservative approach.
My retirement is fully secured, as well as my investment cash flow along with my debt free business and two homes…and a WHOLE lot of timing and luck. I’ve owned a bunch of new SD trucks throughout the years. . Enjoyed the write offs and the somewhat stable pricing.
But..if I were in my 40s today, there would be NO effin WAY I would pay these prices, or consider risking my future goals for overpriced, temporary satisfaction. The last thing I want to do right now is worry about finances, or ever having to work again.
If you can’t swing a 48 month payment, you are buying in the wrong catagory, no matter what Mr. or Mrs. Jones drives.
I’d look elsewhere for your vehicle of choice until more time passes allowing the systemic foolishness to settle down..
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