Furious1Auto Posted February 13, 2008 Author Share Posted February 13, 2008 (edited) Quite simply, our resources (land, labor & capital), are best spent where we have a competitive advantage.It is not that simple. It all depends on your objectives, you a right if all you care about is profit. But when you also have an interest in keeping people employed in the U.S. than it changes everything! I feel a moral obligation to help in this arena with my personal buying descisions. For instance many auto insurance companies offer 10% discounts if you buy yor policy online and print out your own reciepts. I still purchase through an agent to keep the agent and their office personel in a job. Otherwise the agent and the girl who sends my my statements would be unemployed. Also I demand all of my creditor send my bills through the mail, I will except no online billing. This keeps who ever packs my statement in an envelope, and the mail man working! Edited February 14, 2008 by Furious1Auto Quote Link to comment Share on other sites More sharing options...
Imawhosure Posted February 13, 2008 Share Posted February 13, 2008 It is not that simple. It all depends on your objectives, you a rigt if all you care about is profit. But when you also have an interest in keeping people employed in the U.S. than it changes everything! I feel a moral obligation to help in this arena with my personal buying descisions. For instance many auto insurance companies offer 10% discounts if you buy yor policy online and print out your own reciepts. I still purchase through an agent to keep the agent and their office personel in a job. Otherwise the agent and the girl who sends my my statements would be unemployed. Also I demand all of my creditor send my bills through the mail, I will except no online billing. This keeps who ever packs my statement in an envelpoe, and the mail man working! That is an interesting concept. I never thought about it that way. As the saying goes, "you learn something new everyday." Thnx for a different concept Furious. Quote Link to comment Share on other sites More sharing options...
Furious1Auto Posted February 14, 2008 Author Share Posted February 14, 2008 That is an interesting concept. I never thought about it that way. As the saying goes, "you learn something new everyday." Thnx for a different concept Furious. IMA the use of computers and electronic transfers are what is allowing these huge banks to post the large numbers of layoffs they have been lately. I have not yet figured out why banks drive to get customer to use their online bill pay yet. Many push it's use heavily. It does not make sense, because they have to print it and pay the postage. I can see once they see a good % of the population using the service, them trying to charge for it. But there must be some immeadiate benefit to them or they would already be charging for it! The day they try is the day I go back to paying my bills the old fashion way! As for insurers the reason they can afford to give you that discount online is because they cut out the middle man. They actually make more off of online policies while you pay less. But what about their own agents they are putting out of business? Thats an unemployed guy who use to buy new cars! Quote Link to comment Share on other sites More sharing options...
soupy Posted February 14, 2008 Share Posted February 14, 2008 . I have not yet figured out why banks drive to get customer to use their online bill pay yet. Many push it's use heavily. It does not make sense, because they have to print it and pay the postage. I can see once they see a good % of the population using the service, them trying to charge for it Remember when all ATM withdraws were free? Quote Link to comment Share on other sites More sharing options...
Furious1Auto Posted February 14, 2008 Author Share Posted February 14, 2008 (edited) . I have not yet figured out why banks drive to get customer to use their online bill pay yet. Many push it's use heavily. It does not make sense, because they have to print it and pay the postage. I can see once they see a good % of the population using the service, them trying to charge for it Remember when all ATM withdraws were free? ATMs came about when I was a child and unaware. Now the average is $1.50 per withdraw and on PUT'N'BAY island their ATMs cost between $4.00 to $6.00 per withdraw and in $50.00 incriments to boot! Edited February 14, 2008 by Furious1Auto Quote Link to comment Share on other sites More sharing options...
Imawhosure Posted February 14, 2008 Share Posted February 14, 2008 ATMs came about when I was a child and unaware. Now the average is $1.50 per withdraw and on PUT'N'BAY island their ATMs cost between $4.00 to $6.00 per withdraw and in $50.00 incriments to boot! To be honest, I believe I have the answer to why they want you to pay bills online. 1. Most bills are just paid by bank transfer, so no paper is involved. This is why they want you to also go with the banks postings of your payment confirmation, instead of sending you a copy through the mail. 2. No paper checks, means no sorting, no sorting means no labor. You getting the stuff online means, no postage. 3. It is a chance they take that your bills will be bank transfers to large companys, corporations, instead of having to actually mail it to others. 4.It is also why they want direct deposit. No tellers to manually input the info, just a bank transfer. Quote Link to comment Share on other sites More sharing options...
Furious1Auto Posted February 14, 2008 Author Share Posted February 14, 2008 To be honest, I believe I have the answer to why they want you to pay bills online. 1. Most bills are just paid by bank transfer, so no paper is involved. This is why they want you to also go with the banks postings of your payment confirmation, instead of sending you a copy through the mail. 2. No paper checks, means no sorting, no sorting means no labor. You getting the stuff online means, no postage. 3. It is a chance they take that your bills will be bank transfers to large companys, corporations, instead of having to actually mail it to others. 4.It is also why they want direct deposit. No tellers to manually input the info, just a bank transfer. I'll bet you right, the only company I could not get away with having send me a bill was Vonage phone service. They told me at the time I set the account that they are a "paperless company". This must be why, but on the other hand it was also my best option next to adding a cell phone to my account. My kids would have eaten up my min. besides Verizon demanded that I sign a one year contract on an additional line and I have less than a year left on my initial contract. I refuse to extend any contract just to change service or just to aquire a new phone. Keeping people obligated is how they were able to drive their prices up. And is also why they think they can charge you whatever they want and you have to pay. I have never recieved one bill from Verizon for te amount I agreed to pay when I signed up! When my contract is up so goes my account with them. On start up I agreed to pay $80.00 a month and have been dung for as much as $170.00 despite my calling them and giving them an ear full. We wont be seeing any pay raises any time in the near future, so any price increases from my creditors means a reduction in my standard of living. I just wont tolerate it, and I will move on. Verizon has excelent service, but I will not allow them to extort me soely based on that fact. If I cant have a raise neither can they, I'm just going to drop them! Quote Link to comment Share on other sites More sharing options...
fmccap Posted February 14, 2008 Share Posted February 14, 2008 (edited) I have never recieved one bill from Verizon for te amount I agreed to pay when I signed up! When my contract is up so goes my account with them. On start up I agreed to pay $80.00 a month and have been dung for as much as $170.00 despite my calling them and giving them an ear full. What did they agree to give you for that $80??? You had to go over that if you were charged $170 and that is part of the agreement also. The actual price for my plan is $50 and I know that includes some taxes they are charged. Now my bill comes in at $62 dollars every month after they charge every other tax in the book. P.S. I find this humorous.... Verizon has excellent service, but I will not allow them to extort me soley based on that fact. A thought went through my mind when I read this. The Government provides us with for the most part inefficient and a lot of bad services. When are we going to stop them from extorting us??? Edited February 14, 2008 by fmccap Quote Link to comment Share on other sites More sharing options...
Furious1Auto Posted February 15, 2008 Author Share Posted February 15, 2008 (edited) What did they agree to give you for that $80??? You had to go over that if you were charged $170 and that is part of the agreement also. The actual price for my plan is $50 and I know that includes some taxes they are charged. Now my bill comes in at $62 dollars every month after they charge every other tax in the book. P.S. I find this humorous.... A thought went through my mind when I read this. The Government provides us with for the most part inefficient and a lot of bad services. When are we going to stop them from extorting us??? Somehow one of those ring tones services subscibed it self to my number. infact three of them did, I had the Verison store text them to cancel and min. later I recieved another text that they had automatically resubscibed me. I had a fit and told the Verison service rep that I didn't want the service and never subsribed to it and that they had no business playing bill collector for third party service. It was a big mess, I let them know several times that when my contract was up that they are fired! Edited February 15, 2008 by Furious1Auto Quote Link to comment Share on other sites More sharing options...
mrballsonya Posted February 15, 2008 Share Posted February 15, 2008 (edited) That's a little insulting, you should go back and read the thousands of posts I have written on this subject. And in many of the threads I was replying to you. So obviously I have been aware for some time. To include knowing about the new trade agreements that he intended on passing, but of coarse did not have a Link to a clip with him saying it openly, the 08 state of the uion address changed that! I apologize for the pseudo insult, I really meant nothing by it. I'm sorry if I haven't read most of your thousands of posts since you started here, I was hearkening back to our early exchanges, back when you seemed to be very supportive of the Bush administration. Men change, opinions change, everyone changes, I'm sorry if I didn't catch your revelation long ago. I'm glad you've become such a dedicated supporter and poster on this site, and I'm glad that we finally agree that Bush doesn't have our best interests in mind. Edited February 15, 2008 by mrballsonya Quote Link to comment Share on other sites More sharing options...
Furious1Auto Posted February 20, 2008 Author Share Posted February 20, 2008 I apologize for the pseudo insult, I really meant nothing by it. I'm sorry if I haven't read most of your thousands of posts since you started here, I was hearkening back to our early exchanges, back when you seemed to be very supportive of the Bush administration. Men change, opinions change, everyone changes, I'm sorry if I didn't catch your revelation long ago. I'm glad you've become such a dedicated supporter and poster on this site, and I'm glad that we finally agree that Bush doesn't have our best interests in mind. It was my position on the war you disagreed with, and that has not changed. I hate bush because of his attack on the middle class through trade policy! Quote Link to comment Share on other sites More sharing options...
Furious1Auto Posted February 21, 2008 Author Share Posted February 21, 2008 you realize that Nafta isn't a typical treaty and it wasn't Clintons deal. he did sign it, but it had been signed by President Bush in December prior to leaving office. All clinton did was resign it adding two other provisions. It's not essentially a executive treaty, because it never got the required senatorial vote, but a congressional-executive agreement. it wasn't pushed through by the repubs it was a creation of the repubs. What you are saying is absolutly true and if you watch this excerpt from the 92' debate They discuss NAFTA. Bush adresses it directly, and defends his agreement with the prospects of exporting which never materialized. Before veiwing this I knew Clinton signed it because I watched him, What I did not know was that it was Bush that negotiated it. They're both morons, and have excellerated the loss of jobs in this country through there stupidity! Quote Link to comment Share on other sites More sharing options...
Trimdingman Posted February 21, 2008 Share Posted February 21, 2008 To be honest, I believe I have the answer to why they want you to pay bills online. 1. Most bills are just paid by bank transfer, so no paper is involved. This is why they want you to also go with the banks postings of your payment confirmation, instead of sending you a copy through the mail. 2. No paper checks, means no sorting, no sorting means no labor. You getting the stuff online means, no postage. 3. It is a chance they take that your bills will be bank transfers to large companys, corporations, instead of having to actually mail it to others. 4.It is also why they want direct deposit. No tellers to manually input the info, just a bank transfer. 5. It makes a nice neat package of your spending habits that can be sold to marketers. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.