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F3pifty

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    Glad I walked

    in F-Series SuperDuty Forum

    Posted

    3 hours ago, FirstFord22 said:

    Well, they say the proof is in the pudding… the sales manager wasn’t kidding when he said they were going to mark up the price. My WS had an MSRP of $71,785. I attached the Ford email so we can all see the identical VIN. 
     

    I hate this dealership with a passion, and I hate even more that they’re going to make such profit off of this!

     

     

    8E3F753E-37F3-461C-8C32-F348D2BDCAC8.jpeg

     

    84524630-F368-4528-9939-87A6A8C9C8A4.jpeg

    630DC939-23E6-4F49-8697-2728FB282278.jpeg

     

     

    Mine shows  up the same way on the dealers site.  It doesn't mean that they will sell it at that price to you, that is unless the dealer is really really shady.  I hope for both of our sakes that would not be the case and they would honor what price we signed on the order sheet.

    Remove console for a bench seat?

    in F-Series SuperDuty Forum

    Posted

    Anyone know if its possible or done before, to remove the 40/console/40 to make it to a 40/20/40 seat arrangement.  I'm assuming i'd just need to remove the console and replace it with the middle seat. Are there any detailed write ups on this issue?  I may need to do that or sell the incoming truck here shortly.

    How is everyone financing these pricey trucks?

    in F-Series SuperDuty Forum

    Posted

    37 minutes ago, 35FordTudor said:

    New 2022 F350 crew cab long bed, 4x2, 7.3, loaded Lariat equals 67,885.00 Trade in my 2017 F250 crew cab short bed 4x4 6.7, loaded Lariat 61,000.00…I have the coupon for 2500.00 off and 500.00 veteran discount. Balance of 3,885 plus taxes, I’ll write a check.

    You should finance that over 72 months and tell them to send you paper statements.

    • Haha 2

    How is everyone financing these pricey trucks?

    in F-Series SuperDuty Forum

    Posted

    16 minutes ago, gom said:

    It's a product of the times you were raised and perspective on the world, I'd guess.

     

    When I was a kid, back in the 80's, my dad taught me to save. You needed to save the pennies, the dollars would take care of themselves. That's what my Dad Barnes taught us -- I was too young to really remember him but it was how things were in that era. This was post 70's inflation and interest rates were on the rise. Not a little, a lot. I remember hearing about double digit mortgage rates. In the mid-late 90's my Dad was talking about how mortgage rates were 7%, the lowest he'd seen. I don't remember if that was the lowest he'd seen in his life or in decades... but an era, regardless. 

    So to me, I see 2% interest and I see free money. Because an economy can not be sustained with interest rates that low. Who would ever make a risky investment for 2%? Not me, I'd buy dang toilet paper before I'd loan my money at 2%. Politics and all that aside -- I see the 2% as a better investment in the asset of a truck that I'll use, hopefully for the rest of my life, than in something else right now. So if you think a SD truck is unobtanium now -- just wait until interest rates get up around 7%. 

    You'll have this truck -- and a younger generation who had no chance at the free-money-pot will look at you, your car, your house -- and they'll ponder... how can they afford this. And the truth is -- if you had to buy it again, you probably couldn't.

    The home I live in cost a little over twice what the truck I ordered cost. I didn't buy it all too long ago, but I bought it before 2020. It's zestimate is 450k, last I checked. I don't own a single piece of furniture that was purchased new. I work from home and the desk I use was something someone else was throwing away. Not because it was trash but because that pesky solid wood (black cherry) desk was just annoyingly heavy so they didn't want to bother moving it -- they were going to buy a new one at their new house and didn't want to have to move it out. So, for getting it out of their house -- I got a free desk. Nicest desk I've ever owned, by far. Our dining room furniture, 8 chairs and a table that we are complimented on all the time -- $400 at the local flea market / consignment shop. Also solid wood. I'll bet the people who bought that new paid close to $10k for it. Thing is also absurdly heavy. My bedroom suite, matching set -- two nightstands, chest, dresser, king headboard/footboard and box springs -- paid $500 for it. I could go on. Whole house, all furniture together... maybe paid $3-4k for it all. Probably less. I mean -- couch and loveseat, awesome leather and down filled, paid $200. 

    That's a lot to say that we can afford the truck because we bought into other things in an era before this one. An era when you could find used furniture for far, far less than new furniture. 90-95% less. So plentiful that people absurdly would throw away beautiful pieces that I will enjoy for my whole life and likely pass on to my children... as if they were waste. our home was so cheap we could nearly pay for the whole thing in a handful of years if we really wanted. 

    So, we afford this truck we are buying because of a complex set of circumstances that we have benefited from greatly. 

    That's just my story, I have no doubt others have different stories. I've known people who buy things like this and then are a slave to their debt. I have a cousin who bought a million dollar farm, equipment, and a brand new dually --- and he rode that train until it crashed. From the outside, he was living the life. From the inside, he was suffocating under the weight of it all.

    Regardless, OP, wish you good fortune -- I hope your truck buying and owning experience is as great as it can be. 

    This post is a lot like an amtrak derailment .  Cash is king. I'd rather put in $$$ in savings IRA etc than pay cash for a truck.

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