Uh... No you are not even close. "fully loaded" is a dead misnomer. Car options are so inclusive/exclusive anymore you have to know whats in it, "fully loaded" only applies to guns.
Right now, looking and the Honda website there are 10 different EX models of Honda Accord's. Would you call a 4cylinder, cloth, manual tranny "fully loaded"? Or would you call the ex, v6, auto with sat linked nav, leather, and an automatic "fully loaded"? If you think hondas trim level naming scheme makes sense then try deciphering SE/Special Edition/VP/Value Package Which seems to change every year.
Americans have infiltrated high levels of every car company and poluted the names and trim levels to the point of insanity. A lot of the trim levels are just marketing gimmicks.... They build cheapos to get the "starting at" price down, and then the build some "value/special" editions to have ad fodder for compteing models concerning price points for power amenities options.
Don't even start with Camry, at least with a Honda EX you know you are getting a sunroof, with camry LE you can have cloth, wheelcovers/aluminum/nav/nav/leather/sunroof/hardtop/manual/auto/any radio.