jafo
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Posts posted by jafo
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Quote..."we first have to stop insuring against the affordable." Please define "the affordable"
So forget Michael Moore.... and look at real research. Then you can explain why insurance companies should be deciding treatment programs, and where I can be treated. After all, competition improves efficiency, I want to use the best hospitals but my insurer doesn't allow it.
Please list affordable conditions... Thanks
Remember most people or their employers are paying hundreds every month for the luxury of low copay. So the affordable would easily include any trip to the doc or specialist. Most trips the minor emergency clinics. Individual deductible should start at over $1000. This would keep premiums low and keep a 3rd party(govt or insurance) out of most health care transaction.
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This could even be a better system, but it still does nothing to reform the health insurance industry. It will force doctors to take the hit rather then the insurance companies. Take a similar approach, and include the public option, and I think you will see some real changes in the cost of health care.
Here is a VIDEO LINK to the system that "Whole Foods" offers their employees.
IF you want to reform the health care industry, we first have to stop insuring against the affordable. And that is what whole foods is doing. Catastrophic insurance for the big stuff and cash payments for the little stuff. If you get a 3rd party(govt or insurance) involved in the affordable stuff, you are only going to drive costs up. WHle foods and safe have adopted such a plan and they have held health costs flat for the last several years and employees generally seem to ike the plan.
Sicko is a pretty poor documentary as moore is good at telling one side of the story with a heavy slant.
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The problem is that there are less jobs being created then we are losing, hence the unemployment rate.
Completely false. Before the current downturn there were far more people employed than before the internet. Things change, people adapt.
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Where the heck did the constitution come in?? Just because the USPS is required to deliver mail and is under certain other restrictions as are other areas of the Fed Govt, isnt implying anything about the Big C.
my point is those restrictions can easily be altered if needed.
Their roles in the future will most definitely change as tech grows. The only dig.del.system you'll see in 10 yrs will be for business which if you've been sleeping has been growing right along for many yrs. If you knew of the postal changes to operations and personnel over the last 20 yrs, you would see their evolution. Will they have to pick up the pace?? Perhaps, but as I said b-4....USPS will be here in 10 yrs...it wont be part time and it will still be delivered to residents mailboxes on their streets. If you want to start the trend go ahead and put in a Hold Request for every other week and others may follow you. Good Luck.I never said the post office has not changed, but I do say it needs to change much faster than it is now. Ir very much appears appears to clinging to the old way of doing things. It has far to many workers and not enough mail and mail volume will continue to drop for the foreseeable future.
I currently get mail dropped curbside. I dont see that surviving another 10 years. I have little doubt in 10 years I will be sharing box somewhere with my neighbors. Not a problem, but it will cause to me rely on snail mail even less.
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This says all I need to know. Enjoy your world as you see it.
According to kaiser the chonically uninsured number about 10M in a country of 300M, which amounts to about 3% of the population.
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My post was about children of uninsureds and indigent care. If they cant afford insurance in the 1st place they surely wont be able to pay out of pocket for routine care. Your catastrophic care ONLY for all solves nothing for them.
Ask yourself who are the uninsured and why? About 1/2 the people that are uninsured are because they are changing jobs(for whatever reason) and are once again insured within a few months. Catastrophic insurance is inexpensive and very well could keep them insured during the change. Then there are young people that dont think they need insurance because it is too expensive. Catastrophic insurance decouples insurance from employment which solves a large part of heath care problems today. There are very few chronically uninsured in this country.
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This shows how deep your thought is. Tell all those infants, toddlers, and such that they only need catastrphic plans. Sorry but this just smacks of either ignorance or apathy. My post said nothing about expensive plans. Just that continuing to use the ER as the only means for all these children to be administered healthcare is not working. My 2 colleagues seem to think thats ok. I suppose they might also be ok to bring back separate drinking fountains and restrooms too. After all everyone still gets to drink. Stupid.
I agree that using using the ER for primary care is dumb and expensive, but most people do no understand heath insurance these days. We as a society have been conditioned to think that insurance must be involved in every healthcare transaction that occurs. FOr that we have been insuring the affordable and that puts a 3rd party in place which masks the costs of services and drives up the cost for everyone.
Yes everyone should carry catastrophic health insurance, including those under 18(you know the parents will provide that).Everyone should also pay for the routine and common ailments out of pocket and leave the 3rd party out of those transactions. We would all be better off we did that.
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I get your point. If 1st class is delivered every day there is no need to limit bulk to 2 or 3.
Every house is a paradigm that no longer works and we should not cling to it. There is nothing in the constitution about 6 day delivery for every house every day. Massive amounts of labor would be saved just by delivering on demand.
My point is...[*]the service of the USPS is fine esp. considering the scope of the operations.
Funny the post office does not think they are in fine shape. They know know significant changes must be made. They know they are significantly overstaffed and there is no near term solution to dropping mail volume. Mail delivery is changing and the USPS is being left behind because it is clinging to the old rules of business.
[*] the USPS is Required to fix it.They will, but there are no good solutions technology is radically changing things and clinging to the old ways is not a solution.
[*] you wont see part time service in your lifetime.I have lots of natural years left. I expect the postal mail will become less relevant with each year that passes. I dont expect to get mail at my curb in 10 years and IF i do I will have to pay extra for that privilege. Right now most of what is in the mail is junk and I could very easily live with once a week delivery. In order to stay relevent they will have to reduce delivery services.
I expect within 10 years there will be some sort of digital delivery system as that technology exists and works today.
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Tell that to the overwelming majority of 3rd/4th class mail that are medium to small businesses. I'm not sure if your realism is socialistic or tyrannical. You treat it with such slight of hand. :rolleyes:
Lower class mail would still be delivered, it would just not be done on a daily priority. It would probably even become cheaper for these business to send mail as the USPS would be expending far less resources to do the same job.
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Like I said they are required to make adjustments.Whether its chopping Sat. delivery, combining P.O.'s, raising rates or a combo...they will do it. They arent allowed to carry yr after yr of losses just as they cant do the same for profits. Now you bash business? Whether you want the junk or not, someone is paying to have it delivered. Now do we regulate the junk mail?? Lets see, no more weekly store circulars, no more charitable org. mail, no more non-profits, no more of my Ford lease deals, specials from dealers,yada yada. You use "propped" as if they get some underhanded subsidy when in fact many businesses pay for this service just like a free market process should. As for following yrs ...I'll bet they are better. Because they are REQIURED to do so. This isnt Congress running rampant over the budget deficits, or a judicial system run amok nor an administration creating wars where there are none...all with an omnipotent sense of impunity. Get with the program already.
You are missing my point. First class mail volume is declining and even USPS has realized this is a trend that is not going to reverse anytime soon as electronic communications are taking over. So my suggestion to fix this problem is to only deliver first class mail every day and let bulk mail be delivered 2 or 3 times a week instead of daily. Stopping at every house every day is waste of resources.
Even that is only a partial fix as the digital communication will continue to destroy first class volume.
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May very well be true on the 6 day. BUT as I've said they are required to do 6 days. As far as less than 5 days...you must be only a hater. Because you've given no thought to the 100's of thousands of full time jobs that are involved. What about all the time sensitive 3rd class and 4th classs mail ?? What about non-profit mail ?? If its an evolution of changing things for efficiency is one thing but so far all you've offered is more middle class trashing and slash/burn ala Jac-ass Nasser.
Not a hater at all, just a realist. Like it or not, snail mail is becoming less and less relevant in EVERYONES daily life. Yes lots of jobs are related to to mail delivery, but keeping them employed to delivery junk is waste of money and human capital.
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The USPS works just fine. Its also a mandated service. You will privatize it about as soon as you do it to the military also. It aint gonna happen. The USPS obviously didnt manage this yr well at all(Understatement). They will make adjustments as they are required to do by law.
And the following years are not going to be much better. Less and less mail is being sent out and the mail service is being propped up with junk mail( a service people dont want).
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There is some major misinformation. No other company does what USPS does. To deliver mail 6 days a week to virtually every address in the U.S. is something the others cant touch. The USPS has to adjust their budgets yrly. Not enough revenue? Cuts and/or postage increases. Mail service is federally mandated and as such they are in with others like air traffic controllers....they have unions but they dont have the legal right to strike.
But the ugly truth is there is no need for a 6 day delivery for every mailbox in the US. Most days I only get junk mail in my mailbox. 5 day delivery is not the answer either, but delivery as needed is the answer. The post office should only deliver first class mail every day all other mail would get delivered 2 or 3 times a week.
One European country(dont recall which one) adopted software(written by a US company) to drive their mail delivery. Mail is scanned(just the front and back of letter) at the sort center. Images are emailed to the recipients at which point the recipient has the option of scanning the entire package for digital delivery, snail mail delivery or just shred and recycle. This is the innovation that will save our post office as its current course is not sustainable.
I dont want a single payer(federal govt) system but at the same time what has been going on unabated is not working. I talked about insuring those under 18 to a couple people I work with and they said the poor already get treatment via ER's and that can continue. Thats mindblowing to me. To be OK with that makes me shake my head, I was stunned enough that I just walked away w/o arguing. Besides the fact not all uninsured children are in indigent families, it shows to me that some people just dont give it enough thought. It kind of goes to your Obama trashed the USPS so it must be true statement. Instead of giving true, reasonable , opposite points , you essentially drop to a diversionary, rhetorical, sensation drawing respnse. Americans dont want to seek answers....they just want to be the one who is right.Those people that are young dont need expensive health care plans. They only need catastrophic plans and they usually opt not buy the expensive plans offered to them at work. Disconnecting employment from health insurance would solve a large porton of the uninsured problem without getting govt invoved.
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The electrification of the car has begun. I dont know if we will see many pure electric cars by end of the next decade, but drive trains will more resemble the prius than anything else today. Belts will be gone, everything will be electric and start/stop capability will all be standard features on a significant number of cars.
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problem is...what if you are a supplier and losing GM affects your business 25%....NOT a good scenario....
having them be a zombie company is not very good either. The longer they keep their financial problems, they longer it will be before they can be competitive again.
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You keep talking about perspective, show some real numbers instead of this feel good talk.
That 59T we owe, we dont owe today, but we owe it over the next 50 or so years. We currently have an economy worth about 14T a year. We also have net assets worth over 50T today. IF we were bankrupt today, nobody would be loaning us a trillion to bail ourselves out.
I do will strongly agree we need massive reform in government entitlements, but I fear that is going to get far worse over the next several years.
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65Trillion is alot of money, but it also needs to be put in perspective. US net worth is about 50Trillion today. The 65Trillion is future obligations that are many years out. Waht will our net worth be when these bills come due?
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Anyone heard if the EcoBoosts are going to be flex fuel. With turbocharging, you could really take advantage of a fuel with 105 octane. Plus ethanol evaporates much easier than gas and that could improve the cylinder cooling effect of DI.
In one of the press releases from forz about the ecoboost in the mkz(or what model it is) said the ecoboost was making 450hp on e85.
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I bought only RCA TVs until they were no longer available. I will only buy New Balance sneakers. I will not fly on Jet Blue airlines. Every little bit helps.
You do realize airbus uses a non trivial of US sourced parts to build their airplanes. You do also realize that boeing uses foreign sourced parts.
New Balance also has foreign made shoes. You will need to check the label to make sure you are getting US made pair.
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With all due respect, calling my source "an idiot" does not validate your claim. What source do you have to back up your cliam that manufactuing output is growing?
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Also, if you can find an industry out there that is more inefficient than the health care industry, please, please, please show it to me.
I mean, I'd put health care right up their with the department of defense when it comes to waste, inefficiency and entitlement.
It is also a heavy regulated industry as well. Between the AMA, insurance paperwork and government regulations, it is not wonder it so expensive and inefficient.
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U.S. NATIONAL DEBT CLOCK
The Outstanding Public Debt as of 07 Feb 2009 at 11:29:11 AM GMT is:
The estimated population of the United States is 305,602,657
so each citizen's share of this debt is $35,089.30. The National Debt has continued to increase an average of
$3.45 billion per day since September 28, 2007!
http://www.brillig.com/debt_clock/
And now for another big number.
14,000,000,000,000
That is the size of our GDP. IF you are going to use big scarey numbers, at least put them in proper perspective.
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Nick
Accoring to Lou Dobbs, our manufactuing output today is equal to that of our manufacturing output in 1940.
Well lou dobbs in an idiot. manufacturing output has pretty much been growing since 1940. Manufacturing employment, that is a much different story.
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Besides that article bringing the total to 6.5 Obama said himself a few weeks ago at a Ohio factory there were 3.something people who have run out of unemployment benifits and still not found a job. You need to add the people who also are looking for a second job because they can't make it on there first job and take into consideration the birth death model they use when calculating it which is garbage.
Jobs Contract 13th Straight Month; Unemployment Rate Soars to 7.6%
My point was about perspective. The numbers for the 1980 recession sported some pretty ugly numbers as well. And currently as a percentage of the population, they were worse than they were today. It was bad then, it got better. It is bad now, it will get better again.
6 versus 8
in Ford Motor Company Discussion Forum
Posted
I think they only fit in aircraft. I am pretty sure a radial engine will not fit under a car hood.