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jafo

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Everything posted by jafo

  1. I think they only fit in aircraft. I am pretty sure a radial engine will not fit under a car hood.
  2. Remember most people or their employers are paying hundreds every month for the luxury of low copay. So the affordable would easily include any trip to the doc or specialist. Most trips the minor emergency clinics. Individual deductible should start at over $1000. This would keep premiums low and keep a 3rd party(govt or insurance) out of most health care transaction.
  3. IF you want to reform the health care industry, we first have to stop insuring against the affordable. And that is what whole foods is doing. Catastrophic insurance for the big stuff and cash payments for the little stuff. If you get a 3rd party(govt or insurance) involved in the affordable stuff, you are only going to drive costs up. WHle foods and safe have adopted such a plan and they have held health costs flat for the last several years and employees generally seem to ike the plan. Sicko is a pretty poor documentary as moore is good at telling one side of the story with a heavy slant.
  4. Completely false. Before the current downturn there were far more people employed than before the internet. Things change, people adapt.
  5. my point is those restrictions can easily be altered if needed. I never said the post office has not changed, but I do say it needs to change much faster than it is now. Ir very much appears appears to clinging to the old way of doing things. It has far to many workers and not enough mail and mail volume will continue to drop for the foreseeable future. I currently get mail dropped curbside. I dont see that surviving another 10 years. I have little doubt in 10 years I will be sharing box somewhere with my neighbors. Not a problem, but it will cause to me rely on snail mail even less.
  6. According to kaiser the chonically uninsured number about 10M in a country of 300M, which amounts to about 3% of the population.
  7. Ask yourself who are the uninsured and why? About 1/2 the people that are uninsured are because they are changing jobs(for whatever reason) and are once again insured within a few months. Catastrophic insurance is inexpensive and very well could keep them insured during the change. Then there are young people that dont think they need insurance because it is too expensive. Catastrophic insurance decouples insurance from employment which solves a large part of heath care problems today. There are very few chronically uninsured in this country.
  8. I agree that using using the ER for primary care is dumb and expensive, but most people do no understand heath insurance these days. We as a society have been conditioned to think that insurance must be involved in every healthcare transaction that occurs. FOr that we have been insuring the affordable and that puts a 3rd party in place which masks the costs of services and drives up the cost for everyone. Yes everyone should carry catastrophic health insurance, including those under 18(you know the parents will provide that).Everyone should also pay for the routine and common ailments out of pocket and leave the 3rd party out of those transactions. We would all be better off we did that.
  9. Every house is a paradigm that no longer works and we should not cling to it. There is nothing in the constitution about 6 day delivery for every house every day. Massive amounts of labor would be saved just by delivering on demand. Funny the post office does not think they are in fine shape. They know know significant changes must be made. They know they are significantly overstaffed and there is no near term solution to dropping mail volume. Mail delivery is changing and the USPS is being left behind because it is clinging to the old rules of business. They will, but there are no good solutions technology is radically changing things and clinging to the old ways is not a solution. I have lots of natural years left. I expect the postal mail will become less relevant with each year that passes. I dont expect to get mail at my curb in 10 years and IF i do I will have to pay extra for that privilege. Right now most of what is in the mail is junk and I could very easily live with once a week delivery. In order to stay relevent they will have to reduce delivery services. I expect within 10 years there will be some sort of digital delivery system as that technology exists and works today.
  10. Lower class mail would still be delivered, it would just not be done on a daily priority. It would probably even become cheaper for these business to send mail as the USPS would be expending far less resources to do the same job.
  11. You are missing my point. First class mail volume is declining and even USPS has realized this is a trend that is not going to reverse anytime soon as electronic communications are taking over. So my suggestion to fix this problem is to only deliver first class mail every day and let bulk mail be delivered 2 or 3 times a week instead of daily. Stopping at every house every day is waste of resources. Even that is only a partial fix as the digital communication will continue to destroy first class volume.
  12. Not a hater at all, just a realist. Like it or not, snail mail is becoming less and less relevant in EVERYONES daily life. Yes lots of jobs are related to to mail delivery, but keeping them employed to delivery junk is waste of money and human capital.
  13. And the following years are not going to be much better. Less and less mail is being sent out and the mail service is being propped up with junk mail( a service people dont want).
  14. But the ugly truth is there is no need for a 6 day delivery for every mailbox in the US. Most days I only get junk mail in my mailbox. 5 day delivery is not the answer either, but delivery as needed is the answer. The post office should only deliver first class mail every day all other mail would get delivered 2 or 3 times a week. One European country(dont recall which one) adopted software(written by a US company) to drive their mail delivery. Mail is scanned(just the front and back of letter) at the sort center. Images are emailed to the recipients at which point the recipient has the option of scanning the entire package for digital delivery, snail mail delivery or just shred and recycle. This is the innovation that will save our post office as its current course is not sustainable. Those people that are young dont need expensive health care plans. They only need catastrophic plans and they usually opt not buy the expensive plans offered to them at work. Disconnecting employment from health insurance would solve a large porton of the uninsured problem without getting govt invoved.
  15. The electrification of the car has begun. I dont know if we will see many pure electric cars by end of the next decade, but drive trains will more resemble the prius than anything else today. Belts will be gone, everything will be electric and start/stop capability will all be standard features on a significant number of cars.
  16. having them be a zombie company is not very good either. The longer they keep their financial problems, they longer it will be before they can be competitive again.
  17. That 59T we owe, we dont owe today, but we owe it over the next 50 or so years. We currently have an economy worth about 14T a year. We also have net assets worth over 50T today. IF we were bankrupt today, nobody would be loaning us a trillion to bail ourselves out. I do will strongly agree we need massive reform in government entitlements, but I fear that is going to get far worse over the next several years.
  18. 65Trillion is alot of money, but it also needs to be put in perspective. US net worth is about 50Trillion today. The 65Trillion is future obligations that are many years out. Waht will our net worth be when these bills come due?
  19. In one of the press releases from forz about the ecoboost in the mkz(or what model it is) said the ecoboost was making 450hp on e85.
  20. You do realize airbus uses a non trivial of US sourced parts to build their airplanes. You do also realize that boeing uses foreign sourced parts. New Balance also has foreign made shoes. You will need to check the label to make sure you are getting US made pair.
  21. It is also a heavy regulated industry as well. Between the AMA, insurance paperwork and government regulations, it is not wonder it so expensive and inefficient.
  22. And now for another big number. 14,000,000,000,000 That is the size of our GDP. IF you are going to use big scarey numbers, at least put them in proper perspective.
  23. Well lou dobbs in an idiot. manufacturing output has pretty much been growing since 1940. Manufacturing employment, that is a much different story.
  24. My point was about perspective. The numbers for the 1980 recession sported some pretty ugly numbers as well. And currently as a percentage of the population, they were worse than they were today. It was bad then, it got better. It is bad now, it will get better again.
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