LOL. I seriously doubt there's anything indicative about my expectations with respect to most prospective customers.
Payments in my financial model range from $600/month to $1000/month depending on whether I lease at 5% or purchase at 0% over 3 years. I think I've ruled out the 48 month purchase and lease options. I'm assuming 0 down, just for the simplicity of comparison, but I have a $6k trade in, according to Edmunds.
So far, I'm modeling different scenarios of total after tax cost of purchase versus lease, assuming I exercise the purchase option at the end of a 3 year lease. Either 0% interest on a 3 year loan, or 5% interest on a 3 year lease. The alternative is a 3 year lease on a much more expensive Audi at 2%.
I'm also tracking total cash payments in the event I stop using it for business. I'd like to know the break even point in the event I drive it for business for a year or two, and then lose my tax deduction.
I tried to explain this to the finance guy at the local dealership and his eyes glazed over.
I have real numbers for everything except the Mustang lease APR. If that proves to be 10%, I'll just get the Audi.