broncing

So we gave a family member a Z Plan for an Expedition and they've had the car for 2 months. He recently lost his job and wanted to trade it in for an Ford Edge. I know there is some clause that he needs to keep the vehicle registered in his name for 6 months, but he needs some he can afford with losing his job. Has anyone dealt with this issue and if there were penalties? Little worried as it's kind of out of my hands if he just goes and trades it in.