Loud tuna

Am I tripping or in the master agreement retirement benefits section article 5 section 24 page 151. Does it not say a retired employee may lump sum 1 yr of benefit payments at the start of each year the employee can make a election of monthly or the year its a reduction for the whole year up front but it clearly states this n yet the benefit rep is saying it don't say that when it clearly does the language has been carried since 2007 agreement. Has anyone did a year up front? On retirement