X Plan works Great I requested one from a member of this site the next day I had a email requesting my name address and the last four numbers of my S Security the next day I had my pin number. I had been shopping for a F250 2008. With the X Plan I saved $3500 over the best price that I got without a X Plan. went to a dealer picked my truck asked if they knew what a X Plan was they said yes showed me the invoice with X plan price on it Done Deal. Hope this helps.