When I got my 2010 Fusion SEL, the dealer said I could get $3000 in rebates if financed through Chase Bank (which would be somewhere between 4.5 and 5.5%). Unfortunately, Chase wouldnt approve the loan, so went with Ford Credit at 4.9%, but still ended up getting $2k in rebates. I know some was because I was turning in my Five Hundred lease, not sure how they got the other money. Those rebates were off of the A-Plan price. All in all, not a bad deal for a brand new car.
Oh, and for clarification, I had ordered the car in January, so it wasnt "technically" dealer stock when I picked it up. The window sticker didnt even have prices like the dealer stock units. Just the features I ordered, and my name.