I beg to differ, the problem is that Ford doesn't want to finance them. I've heard of people both Family and non going to ford dealers and getting knocked down by the dealers, only to go to the nearest Dodge, Chevy, and Japenese dealers and get approved. And as far as the supposed discount we get, thats a big ass JOKE. I myself found a better deal going to the competitor with more standard equipment on a vehicle than dealing with Ford.