TBodette68 Posted January 8, 2010 Share Posted January 8, 2010 Would any retirees out there please inform me how your health insurance has changed recently. I am a current employee considering retirement and have heard many conflicting stories about insurance, dental and vision.Any comments would be appreciated. Quote Link to comment Share on other sites More sharing options...
jjlv Posted January 8, 2010 Share Posted January 8, 2010 I live in Toledo, looks like most in Ohio will have Traditional Care Network, which means paying for office visit and most routine tests. We still have dental thru Delta Dental, looks about same, still have to check with my dentist to see if he uses it. Vision thru SVS. Drug plan price increases. Now have to pay $15/person each month from pension. They say they are trying to get PPO or HMO to come down in price so we can get one of those so we won't have to pay 100% office visit, we'll have to see what happens. Quote Link to comment Share on other sites More sharing options...
TBodette68 Posted January 8, 2010 Author Share Posted January 8, 2010 I live in Toledo, looks like most in Ohio will have Traditional Care Network,which means paying for office visit and most routine tests. We still have dental thru Delta Dental, looks about same, still have to check with my dentist to see if he uses it. Vision thru SVS. Drug plan price increases. Now have to pay $15/person each month from pension. They say they are trying to get PPO or HMO to come down in price so we can get one of those so we won't have to pay 100% office visit, we'll have to see what happens. That is a huge change. some specialist charge upwards of 250.00 for an office visit. how much is the copay for prescription drugs? Quote Link to comment Share on other sites More sharing options...
povertyknob Posted January 8, 2010 Share Posted January 8, 2010 That is a huge change. some specialist charge upwards of 250.00 for an office visit.how much is the copay for prescription drugs? The retail co-pay for drugs is $10 generic/$25 brand name. The mail order is $20 generic/$50 brand name. If you go to the emergency room and don't get admitted it will cost $100. TCN deductible is $170 single and $340 family. Maximum out of pocket is $570 single and $1140 family. I feared we would lose Dental and Vision completely-which we didn't.The nagging question is ..How long will it be that way? The VEBA Board has the right to change it. The risk you take depends on how close you are to Medicare eligibility. Quote Link to comment Share on other sites More sharing options...
soupy Posted January 8, 2010 Share Posted January 8, 2010 How long will it be that way? The VEBA Board has the right to change it. The risk you take depends on how close you are to Medicare eligibility. Joe Lieberman should get his ass kicked all the way back to Connecticut from DC for killing early buy-in to Medi-care (age 55). That was huge for UAW retirees! To bad that bought and paid-for Ins Co schill will be around until 2012. http://news.yahoo.com/s/huffpost/20100107/cm_huffpost/414666 Quote Link to comment Share on other sites More sharing options...
TBodette68 Posted January 8, 2010 Author Share Posted January 8, 2010 The retail co-pay for drugs is $10 generic/$25 brand name. The mail order is $20 generic/$50 brand name. If you go to the emergency room and don't get admitted it will cost $100. TCN deductible is $170 single and $340 family. Maximum out of pocket is $570 single and $1140 family. I feared we would lose Dental and Vision completely-which we didn't.The nagging question is ..How long will it be that way? The VEBA Board has the right to change it. The risk you take depends on how close you are to Medicare eligibility. what is TCN ? Quote Link to comment Share on other sites More sharing options...
1993Stang Posted January 8, 2010 Share Posted January 8, 2010 Joe Lieberman should get his ass kicked all the way back to Connecticut from DC for killing early buy-in to Medi-care (age 55). That was huge for UAW retirees! To bad that bought and paid-for Ins Co schill will be around until 2012. http://news.yahoo.com/s/huffpost/20100107/cm_huffpost/414666 Your absolutely right. It would be a win, win for all because a lot of people reach 30 years of employment by 55, they would then be able to leave. They would not need to extend their employment until medicare kicks in. Don't you think this would be a win win for corporations also, to get full waged people off their rolls and to replace them with lower paid employees. I'm with you Lieberman is a total idiot!! Quote Link to comment Share on other sites More sharing options...
soupy Posted January 8, 2010 Share Posted January 8, 2010 I'm with you Lieberman is a total idiot!! A hypocrite and traitor as well! Quote Link to comment Share on other sites More sharing options...
soupy Posted January 8, 2010 Share Posted January 8, 2010 Yo I'm with you Lieberman is a total idiot!! I've had different opinion than you on other tpoics in the past. I see this one the same. Check out this guys opinion from next-store: Today, 12:19 PM Post #22 BlueOval New Member David the Bruce Group: Blue Oval Members Posts: 79 Joined: 12-October 09 "Are the UAW going to start hanging around in front of walmart with cups that say "please fund our veba" now? The above crock could only come from a uaw brochure. Let's throw in a few if we don't remember histories to boot. Buy american because it is the best (I do) but please don't ask us to fund your healthcare between those gap years of 50 to 65. You know the gap years the rest of us will either work or keep plenty of sheets and hot water on hand. As a matter of fact stay out of sight and keep quiet so I can not think about you when I buy my next ford" This guy is a tool. I believe he's posted on employee forum also. . Quote Link to comment Share on other sites More sharing options...
jjlv Posted January 8, 2010 Share Posted January 8, 2010 what is TCN ? Traditional Care Network, the bare basic plan we are stuck with. Quote Link to comment Share on other sites More sharing options...
TBodette68 Posted January 8, 2010 Author Share Posted January 8, 2010 Traditional Care Network, the bare basic plan we are stuck with. I am close to being in the same boat with you. Sorry to hear it is so bad. Quote Link to comment Share on other sites More sharing options...
forddaughter Posted January 9, 2010 Share Posted January 9, 2010 http://www.uaw-retirees.com/Retiree%20News...2010%20VEBA.pdf This explains some. Quote Link to comment Share on other sites More sharing options...
OldFordJim Posted January 10, 2010 Share Posted January 10, 2010 Let me tell you about a little incident that happened a couple of days before this all went into effect. My wife had to get a refill on some pills and it was for a 90 day refill. Since it was a generic, under the old plan, it would $10 for a 90 day supply, $20 under the new plan. When I went to pick it up, the pharmacy said we could only get a 30 day supply for $10. I asked why, since the previous refill was for 90 days. She said Blue Care told them to do that. I couldn't figure out why till a short while later. They didn't want to lose the $10 extra we would pay under the new plan. So, they told the pharmacy to give us 30 days so that on the next refill, we can probably get 90 days under the new pricing. Slick, real slick. Quote Link to comment Share on other sites More sharing options...
densme Posted January 12, 2010 Share Posted January 12, 2010 Has anyone tried to order their meds from Medco,I tried today and found one of my rx missing,they are no longer paying for this med,it will only cost me 700.00 every 3 months, how many more surprises are instore for the retirees Quote Link to comment Share on other sites More sharing options...
Retiree Posted January 12, 2010 Share Posted January 12, 2010 Has anyone tried to order their meds from Medco,I tried today and found one of my rx missing,they are no longer paying for this med,it will only cost me 700.00 every 3 months, how many more surprises are instore for the retirees I have found the same problem, two of my prescriptions that are generic are not covered by Medco and also they have no alternative to these prescriptions. I wish they would have provided a formulary and non formulary list of covered prescriptions with the change to Medco. I have heard that a lot of retirees are having the same issues with the prescription program that some of the medications are no longer covered. Quote Link to comment Share on other sites More sharing options...
Stugots Posted January 12, 2010 Share Posted January 12, 2010 (edited) I keep thinking back to the octomod, and the international reps like Bob Rebecca and also the benefits reps right here here at Sterling. George Michaels little brother said " oh well they're going to be receiving new cards in the mail. No changes coming". Shows what you jabronis know. And I hear talk of one of you stepping down to run for plant committee? That's pretty fuc*ing funny. Why don't you let me know how that one goes. When asked they assured the membership no changes were coming for the retirees. What a god da*m bold faced lie. It's merely the type of treatment I've grown accustomed to from these friggin losers. Tell people what they want to hear and leave out the little tidbits we all know as the truth. I for one will never forget it. Payback is a mother. Solidarity Edited January 12, 2010 by Stugots Quote Link to comment Share on other sites More sharing options...
jam Posted January 12, 2010 Share Posted January 12, 2010 I keep thinking back to the octomod, and the international reps like Bob Rebecca and also the benefits reps right here here at Sterling. George Michaels little brother said " oh well they're going to be receiving new cards in the mail. No changes coming". Shows what you jabronis know. And I hear talk of one of you stepping down to run for plant committee? That's pretty fuc*ing funny. Why don't you let me know how that one goes. When asked they assured the membership no changes were coming for the retirees. What a god da*m bold faced lie. It's merely the type of treatment I've grown accustomed to from these friggin losers. Tell people what they want to hear and leave out the little tidbits we all know as the truth. I for one will never forget it. Payback is a mother. Solidarity Its funny how over the years the union has held the companys feet to the fire, and got us great benifits... but now that THEY control the retirees heathcare $ they don't want to turn loose of the cash and get us what we deserve. Quote Link to comment Share on other sites More sharing options...
forddaughter Posted January 13, 2010 Share Posted January 13, 2010 (edited) I just sent in two prescriptions, we shall see what happens. Edited January 13, 2010 by forddaughter Quote Link to comment Share on other sites More sharing options...
Captain723 Posted January 22, 2010 Share Posted January 22, 2010 I keep thinking back to the octomod, and the international reps like Bob Rebecca and also the benefits reps right here here at Sterling. George Michaels little brother said " oh well they're going to be receiving new cards in the mail. No changes coming". Shows what you jabronis know. And I hear talk of one of you stepping down to run for plant committee? That's pretty fuc*ing funny. Why don't you let me know how that one goes. When asked they assured the membership no changes were coming for the retirees. What a god da*m bold faced lie. It's merely the type of treatment I've grown accustomed to from these friggin losers. Tell people what they want to hear and leave out the little tidbits we all know as the truth. I for one will never forget it. Payback is a mother. Solidarity Just learned the reason Ohio lost their HMO was because the insurer wanted to charge 80-90 million iver what the plan should have cost. The VEBA trust said no fricken way...the insurance company thought they could charge whatever they wanted and the UAW would have to take what they were offering....thank you UAW and trust officials, the overharge they wanted to steal from the VEBA is almost the exact amount it cost the VEBA to pay for all retiree dental and vision. Again, this company had no idea that the UAW would take away the HMO. Fkers wanted to steal from the trust......now this insurer is back at the table and want a piece of the pie!! Quote Link to comment Share on other sites More sharing options...
longball Posted January 23, 2010 Share Posted January 23, 2010 Just learned the reason Ohio lost their HMO was because the insurer wanted to charge 80-90 million iver what the plan should have cost. The VEBA trust said no fricken way...the insurance company thought they could charge whatever they wanted and the UAW would have to take what they were offering....thank you UAW and trust officials, the overharge they wanted to steal from the VEBA is almost the exact amount it cost the VEBA to pay for all retiree dental and vision. Again, this company had no idea that the UAW would take away the HMO. Fkers wanted to steal from the trust......now this insurer is back at the table and want a piece of the pie!! That all sounds good...but the retirees in OHIO think it sucks that we have less benefits than michigan.....Hey maybe we should be able to have more competition for our insurance dollars...what do you think? Bastard bought and paid for politicians Quote Link to comment Share on other sites More sharing options...
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