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The Ford Order Tracking System Is No Longer Available.  THANKS Cyberdman For Making Available All Of These Past Years.  More Here.

jcartwright99

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jcartwright99 last won the day on December 20 2022

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  1. Motor Trend TFL Offroad The reviews I've read so far, fall in line with what I expected. A very competent soft road pick up for moderately tricky terrain. Not a rock crawler. It's main drawback will be departure angle on aggressive terrain but that is to be expected for the most part since it has a bed. Based on what I had read about it previously, it seemed like it would be the Maverick model to suit my needs. I ordered a Lariat Tremor with a few options for 36k. Based on what I've seen and read today, am glad I ordered it.
  2. jcartwright99

    Brewing Automotive Financial Crisis

    Sorry to hear that. Hourly jobs can be rough when you’re sick or situations arise where you can’t work. Sounds like you are playing it smart though. Hang in there!
  3. jcartwright99

    Brewing Automotive Financial Crisis

    During the housing crisis, things were different. You could get a house with little to no money down. Put that along with interest only loans and adjustable arm loans on massively inflated prices. People didn't sink much into them and then payments went way up and housing values went way down. I know several that walked away or short sold their homes. Was it bad for their credit score? Yes. Did FICO and other scores lessen the impact of that on credit scores during that time since so many people were experiencing this? Yes, if they didn't ease it up a bit we would of mostly would of added several years to that recession. They all were fine after about 4/5 years. Each now owns a home. Back on topic though, I see it as bunch of things all adding up to people making poor decisions during a strange time. Cars, houses, Peletons, etc. Add that to government handing out thousands of dollars to families. Unemployment benefits that were increased 25-50%. The whole pandemic was the FOMO (Fear of missing out). Whether it was toilet paper, food, school supplies, Christmas trees, cars, homes....the media (remember, everyone was stuck at home either watching TV or on the internet) made it a frenzy and the government helped pick up the tab. People kept up that habit as the pandemic was easing up and as supplies for a lot of things was still lower than usual. There is no such thing as a free lunch though and now we are paying the price for it. People are furiously trying to flip homes and cars, before the bottom fully drops out. This is what will cause Carvana to go bankrupt. They perpetuated the inflated car pricing problem. Not by using already inflated auction prices but by beating auction prices by 10% so people would sell their cars there and boost their inventory. So then they could further mark them up and inflate prices. In short, 2023 is going to be a tough year for those that overextended themselves in 2020-22. Expect a lot of people to get their cars repod.
  4. jcartwright99

    Brewing Automotive Financial Crisis

    That's great in theory, however if you lose your job that may not be possible. Layoffs are happening, don't let the unemployment numbers fool you. It's one thing to make good money, have a bunch of cash saved, and be wealthy to have overpaid for a car because you could and wanted it now. It's an entirely different story, when you just make ok money, have no savings, and a pile of debt, yet pay more than MSRP. Those folks are already redlining it and any sort of uptick (read inflation) in expenses can turn their lives upside down. I'd imagine these are the folks that are struggling right now. They can try and sell their car but are underwater now, after 2 years of being able to sell your used car close to what you paid for it. Would you rather pay for housing/food or an over priced car note? And yes, a lot of Americans are stupid with their money.....YOLO!!!!
  5. jcartwright99

    Brewing Automotive Financial Crisis

    Didn’t see this one coming at all! How big of a crap storm, i don’t know but it’s pretty clear some folks are about to be in a world of hurt. My anecdotal evidence I’ve seen is vehicles are flooding FB marketplace, craigslist, and auto trader from owners that don’t own their cars. When Carvana goes bankrupt, it’s just going to get worse. And yes, that’s almost guaranteed to happen. Why anyone thought on paying over sticker for a commodity vehicle was a good idea I will never understand. I get supply and demand , but from what I’ve seen most people that were buying weren’t necessarily buying for need.
  6. jcartwright99

    2023 Maverick Tremor

    So after staring at the order guide for an hour, I suddenly started to feel sick. I felt like I needed to leave work. I may have used the word headache but ditched out of work early to put in an order. Hot Pepper Lariat, 2.0 AWD with Tremor package, spray in bed liner, and copilot 360. A hair over 36k. I’m sure I’ll see it 8 months.
  7. jcartwright99

    2023 Maverick Tremor

    And just like that the order banks appear to be closing today. I've been super busy. My son has been in the hospital for the past 5 days. So I am completely wiped out, I had planned on carving time to review order guide and set up a plan to order at the end of the month but it looks like that won't be happening. So the order banks for the Maverick we're only open for a week. Awesome. Looks like I will be getting a Suburu.
  8. jcartwright99

    2024 Mustang Info

    I just puked in my mouth a bit. They let stangmode speak…he’s a tool.
  9. jcartwright99

    2024 Mustang Info

    I am guessing a 5.2 500 HP engine for the GT or the first special edition.
  10. My company does the bottom 10% churn and burn every January. Unless you’ve done something egregious, you will get your bonus, insurance for 6-12 months, and severance (2 weeks salary per year you’ve been with company). Not entirely clear what the motivation was for the cuts but it’s not uncommon. If you were on the receiving end, time to take a week off/relax, evaluate what you want to do and retool.
  11. The oil pan with Bronco 2.7 is news. I knew it was different than F150 due to packaging but didn’t know it was causing potential issues.
  12. jcartwright99

    2023 Maverick Tremor

    For those actually wondering what the main differences are between FX4 and Tremor, TFL compared them. I have decided to get the Tremor. My only question is XLT or Lariat. Leaning toward Lariat. TFL Truck
  13. jcartwright99

    2023 Maverick Tremor

    I'm torn. I like the off road capability but like the 4k tow package and current payload. Not sure which one I'll order.
  14. Interesting. Until Ford actually successfully penalizes a dealership, I will believe it when I see it.
  15. jcartwright99

    Hau Thai-Tang to Retire

    Not to get side tracked, but to follow up on what Fuzzy was saying and some additional following comments... For those who haven't worked in a plant you won't fully understand. Seems like a cop out explanation, sure. However, its hard to accurately convey in words how physically demanding some line jobs can be. While the working conditions in the plants has improved a lot in 50 years, it can still be pretty bad (repetition, air quality and heat being the top 3). The plants themselves are dangerous. People get injured and yes sometimes die on the job. These things easily get overlooked, when you see some final assembly press video where somebody in a clean plant looks like they are barely working doing post production inspections. Things were better for the UAW factory workers, pre financial crisis. Fast forward to now, where minimum wage is trending toward 15 bucks an hour (if not there already in some places) and fast food workers want a living wage. I will say it, fast workers are the lowest common denominator. I've worked it when I was 16 and 17. It's even worse now as automation, lack of good workers, and cell phones have made the attention span of a fast food worker even less. The biggest concern for a fast food manager is, "will the employee show up today?" and not "will this employee do a good or at least marginal job today?". With low entry level pay/no or low benefits for the UAW factory jobs today and only the promise that in 5 years or so they could be making more, do you think there are a lot of folks that want to do that? I'm going to say no. I'd go to work Starbucks or Target for 5 years in A/C and try upgrade my skillset for a better paying job. This is why wages need to increase. You can't give away money to the lowest workers and not have a ripple effect up the chain. /end rant
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