fordever Posted September 6, 2014 Share Posted September 6, 2014 Ugh, where do I begin! If you read my introduction post, you will recall that I bought a 2014 Fusion Ti to replace my 2010 Fusion SEL that was totaled when I was rear ended on the interstate during an late season ice storm. That was back at the end of April that I took delivery of the new Fusion. Last weekend, an allegedly drunk driver decided to cross the divided highway in front of me while I was traveling 55 MPH with my wife and two young boys in the back. It was 8 PM, and my auto-headlamps were on. I never saw his SUV (I think an older Jimmy or Bronco, possibly an old Ford Explorer) until he was across the median (He was on my left crossing to my right). I won't get into details of the accident, I hit his vehicle and then a pick up truck that was stopped at the same intersection waiting to cross the highway in the other direction. One of the officers thinks I was doing about 45 when we hit that stopped car. I believe the Fusion saved our lives - every bag deployed. We ended up with severe seat belt mark, a few small scrapes, and that's it. The Fusion, plus some guardian angels kept us protected. I've added three pictures of my 4 month old car that just rolled 10k. Honestly, I think Fusion is out of my future, I know it's not logical, but sometimes the heart is a compass as well. Quote Link to comment Share on other sites More sharing options...
Chris1970 Posted September 6, 2014 Share Posted September 6, 2014 My condolences on your Fusion, hate to see that. But it saved everyone. A good lawyer will help get you another one. Quote Link to comment Share on other sites More sharing options...
fordmantpw Posted September 6, 2014 Share Posted September 6, 2014 Glad to hear you and your family came out alive and relatively unscathed. Best of luck on your replacement vehicle. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 6, 2014 Author Share Posted September 6, 2014 Thanks gents. I am very happy with the crash performance of the vehicle. Heck, I think that even 10 years ago, this would have resulted in major injuries for most involved. Quote Link to comment Share on other sites More sharing options...
cjh Posted September 7, 2014 Share Posted September 7, 2014 Wow, what an impact. You and your family are so lucky to have walked away with only minor injuries. As you said, a few short years ago, the outcome may not have been as great. I don't blame you for not wanting another Fusion, truthfully. If I'd totaled two in a row, I'd probably want something different just for my sanity/ridding bad memories. Maybe a Mazda6? Quote Link to comment Share on other sites More sharing options...
hybridbear Posted September 7, 2014 Share Posted September 7, 2014 Glad you and your family are ok. Hopefully the drunk driver has good insurance which will pay for your car. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 7, 2014 Author Share Posted September 7, 2014 I'm going to have to go through my car's paperwork. I had the BLIS system, and I think that defaulted to include the Rear Inflatable Seat Belts, but those did not deploy. Every other airbag in the car went off - side curtains, rear side curtains, driver's and passenger's knee bags, steering wheel, passenger dash. Odd. Quote Link to comment Share on other sites More sharing options...
Bailey151 Posted September 7, 2014 Share Posted September 7, 2014 Glad you & your are okay - sheet metal can be replaced, people no so much. I can relate to the superstition, after two strikes not certain I'd be getting back into one either. Quote Link to comment Share on other sites More sharing options...
jared6788 Posted September 8, 2014 Share Posted September 8, 2014 Sorry to see your accident, but glad every body is safe. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 8, 2014 Author Share Posted September 8, 2014 Thanks again for the well wishes and relief that we're ok. That's really all that's important to me. Quote Link to comment Share on other sites More sharing options...
47Minutes Posted September 8, 2014 Share Posted September 8, 2014 Glad you & yours are all OK! My 2013 Energi was totaled on 7/9 with a much less severe collision. I had to fight back and forth between both insurance companies trying to get what I felt to be a fair market value. I finally got that and was able to purchase a new 2014 Energi last week. I'm waiting now for transport of the car from MD to TX. With regard to the rear inflatable seat belts, they are an add-on option since 2014 and not included in the Driver Assistance Package that BLIS is a part of. You'll have to check your window sticker to confirm if they were included. I'm guessing they weren't since every other safety bag deployed. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 10, 2014 Author Share Posted September 10, 2014 Glad you & yours are all OK! My 2013 Energi was totaled on 7/9 with a much less severe collision. I had to fight back and forth between both insurance companies trying to get what I felt to be a fair market value. I finally got that and was able to purchase a new 2014 Energi last week. I'm waiting now for transport of the car from MD to TX. With regard to the rear inflatable seat belts, they are an add-on option since 2014 and not included in the Driver Assistance Package that BLIS is a part of. You'll have to check your window sticker to confirm if they were included. I'm guessing they weren't since every other safety bag deployed. Thanks! Sorry about yours and the fighting you had to do. I've got GAP so I don't have to haggle about fair market. I had ESS, and Ford Credit called me last night letting me know they have paperwork on the way for me to sign to roll that off the loan amount. For the inflatable seat belts, my salesman did pull the paper work, and while they are an option, when you select the Drivers' Assist which includes BLIS, it automatically adds the inflatable belts, and it shows that way on my paperwork. So I'm going to get some pictures of the car and those seat belts and he will get it into the proper channels at Ford for their review. I'm sure they'll want all the telemetry from the computers as well. I'll sleep better knowing that Ford QA has looked at the events to see if there was just a single issue or if they need to look at something in the system. Quote Link to comment Share on other sites More sharing options...
akirby Posted September 10, 2014 Share Posted September 10, 2014 That's what i thought. I had Gap (3rd party) but still ended up haggling with Geico for 3 months over $1000. It wasn't Geico per se but the company they use to value the vehicles and the fact it was a brand new vehicle (6 months old) and they only had one comp in the database. The Gap insurance company said that Geico miscalculated the value based on a $1K rebate so they wouldn't cover it. They were right about it being incorrect but not about the reason. The problem was the comp in the database was an over the phone quote and they counted the $1K rebate twice. Their price was below dealer cost. I argued that I actually bought the exact same vehicle as the comp a week after the accident and to just use what I paid. By the time I escalated it to the right person in Geico the database had been updated and the recalculated it and it came out exactly what I was asking for. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 11, 2014 Author Share Posted September 11, 2014 That's what i thought. I had Gap (3rd party) but still ended up haggling with Geico for 3 months over $1000. It wasn't Geico per se but the company they use to value the vehicles and the fact it was a brand new vehicle (6 months old) and they only had one comp in the database. The Gap insurance company said that Geico miscalculated the value based on a $1K rebate so they wouldn't cover it. They were right about it being incorrect but not about the reason. The problem was the comp in the database was an over the phone quote and they counted the $1K rebate twice. Their price was below dealer cost. I argued that I actually bought the exact same vehicle as the comp a week after the accident and to just use what I paid. By the time I escalated it to the right person in Geico the database had been updated and the recalculated it and it came out exactly what I was asking for. Thanks for that info, I've never dealt with GAP before, so was hoping it wouldn't require me to play middle man. Hopefully my Adjustor can play that role - since I'm letting my insurance process the vehicle and then attempt to recoup from the other party. Quote Link to comment Share on other sites More sharing options...
akirby Posted September 11, 2014 Share Posted September 11, 2014 That's what I thought, too. I wasn't prepared to have to fight with them. It probably depends on the companies involved. I can't really fault the Gap company because they were right but I thought they should have to work that with the insurance company but I was stuck in the middle. Getting gap from your vehicle insurance company would probably mitigate that. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 11, 2014 Author Share Posted September 11, 2014 That's what I thought, too. I wasn't prepared to have to fight with them. It probably depends on the companies involved. I can't really fault the Gap company because they were right but I thought they should have to work that with the insurance company but I was stuck in the middle. Getting gap from your vehicle insurance company would probably mitigate that. Thanks again, I appreciate the insight. I'll prep up for having to deal with some of it - in the hopes that it doesn't come to that. Quote Link to comment Share on other sites More sharing options...
akirby Posted September 11, 2014 Share Posted September 11, 2014 Mine was complicated because it was so new there was only one comp entry in their database. 3 months later they were spot on so it was more of a timing issue I think. Quote Link to comment Share on other sites More sharing options...
Hydro Posted September 17, 2014 Share Posted September 17, 2014 (edited) For the inflatable seat belts, my salesman did pull the paper work, and while they are an option, when you select the Drivers' Assist which includes BLIS, it automatically adds the inflatable belts, and it shows that way on my paperwork. So I'm going to get some pictures of the car and those seat belts and he will get it into the proper channels at Ford for their review. I'm sure they'll want all the telemetry from the computers as well. I'll sleep better knowing that Ford QA has looked at the events to see if there was just a single issue or if they need to look at something in the system. Hmm, that's odd. We ordered the Blis and the rear inflatable was still an option. I did not add them. If you had them there is a thick band on the seat belts and a warning sticker on them about car seats. Edited September 17, 2014 by Hydro Quote Link to comment Share on other sites More sharing options...
fordever Posted September 17, 2014 Author Share Posted September 17, 2014 (edited) Yes, you all were correct, the inflatable rear seatbelts were optional, and not a part of the BLIS on the 2014 model. I just "confirmed" that with my salesman. It appears he can't read very well On the side, we're all set to take delivery of a 2014 Explorer Limited, once the total loss paperwork is done and the old account closed. Edited September 17, 2014 by fordever 1 Quote Link to comment Share on other sites More sharing options...
Hydro Posted September 18, 2014 Share Posted September 18, 2014 Cool, I am really hoping this is your last car accident. Way too scary. Quote Link to comment Share on other sites More sharing options...
fordever Posted September 19, 2014 Author Share Posted September 19, 2014 Thanks Hydro, and again everyone for the well wishes. I too hope this is my last accident! Quote Link to comment Share on other sites More sharing options...
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